Jelica Belović-Bernadzikowska (25 February 1870 – 30 June 1946) was a Serbian ethnographer, journalist, writer, and feminist.

As a journalist, wrote theater and music criticism, and published works on handicrafts and folk costumes.

Her writing caught the attention of Ljuboje Dlustuš [hr], regional Secretary for Education, who offered her a teaching position in Bosnia-Herzegovina in 1893.

Belović began teaching at the girls' school in Mostar, where she met Janko Bernadzikowski, a Polish civil servant.

[7] She became an administrator of the school,[3] but increasingly had differences of opinion with her superiors, as she drifted away from their pro-Austrian policies and developed an empathy for the Serbs[8] she was living among and teaching.

[11] Between 1904 and 1913, she worked with Friedrich Salomon Krauss,[3] using the pseudonym Ljuba T. Daničić, in his noted yearbooks Antropofiteja, which collected information on the social and sexual lives of rural southern Slavs.

[5] In 1907, she was invited by the provincial government of Zagreb to assist them with their ethnographic collections for the National Museum of Art and Trade.

She also exhibited embroidery and folk costumes in at venues in Berlin, Dresden, Munich, Paris and Vienna, collaborating with other experts.

[4] Around the same time, her marriage fell apart due to infidelity and syphilis, leading her to increase her feminist activity.