It also provides a marketplace in which people source credit cards, loans and car finance.

[citation needed] ClearScore then expanded to include increased visibility of affordability, using current account spending patterns via Open Banking.

As of 2024[update], the company had over 20m users[4] and operates in the United Kingdom, Australia, New Zealand, South Africa and Canada.

[8] In November 2016 it added car finance offers, and in February 2017 launched a chatbot to help users improve their credit.

[9] The company launched in South Africa in June 2017, India in August 2018, Australia in February 2020 and Canada in September 2022.

In September 2018, the Advertising Standards Authority received 35 complaints that a ClearScore TV advert aired in June "trivialised" domestic violence.