Some retailers set a lower maximum cashback value, depending on what cash was available to them in the till or their own policy.

[11] On 9 February 2011, EBS Building Society said that it would issue MasterCard debit cards instead of Laser from the second half of 2011.

[14] It was reported that banks were turning away from Laser because of some difficulties encountered by consumers in making online purchases.

[15] However, customers began to complain almost immediately about numerous difficulties caused by the premature withdrawal of Laser cards.

[20] Ogone, ICEPAY, WorldPay, Netbanx.com, Moneybookers.com, CreditCall, DataCash, Realex, TNS and SagePay provided Laser payment gateways.