Likelemba is an African solidarity savings mechanism, a type of ROSCA (rotating savings and credit association), where several members put a certain sum of money in a "pot" and, every month, the total amount contained in the pot is then disbursed to one of the participating members.
Twelve people - typically women - put 100€ every month in their "likelemba pot".
The secret of the success of likelemba is its simplicity and formula whereby a lot of small amounts that every member can easily spare make one big prize.
The winner has a fairly large amount with which he/she can do something extraordinary and, hopefully, break out of a financial circle of misery or difficult lifestyle.