List of banks in Australia

The following is the list of banks in Australia, as well as restricted authorised deposit-taking institutions (ADI),[1] credit unions, friendly societies and subsidiaries and branches of foreign banks in Australia.

Financial institutions in Australia are supervised by the Australian Prudential Regulation Authority (APRA) as authorised deposit-taking institutions (ADI) under the Banking Act 1959 (Cth), as at 2 August 2017.

To protect these deposits, Restricted ADIs are required to hold a minimum of $3 million of prudential capital, as well as a $1 million resolution reserve to resolving any legal matters (or government costs for invoking the Financial Claims Scheme).

This two-year period is designed to allow Restricted ADIs to build their systems and test them with a limited number of customers (less than 100).

Foreign banks which do not wish to obtain a banking authority may operate a representative office for liaison purposes, but the activities of that office are restricted.

The Oriental Bank, one of Australia's earliest bank buildings, located in Melbourne , circa 1870s. The bank went out of business in around 1884 and was demolished shortly afterwards.