This is a list of monetary reformers from the past to the present according to several schools of thought.
Monetary reformers primarily belong to the following groups: Most of these groups[vague] are critical of fractional-reserve banking,[1][2] a practice which is described by critics as "creating money out of thin air".
According to the Bank of England "rather than banks lending out deposits that are placed with them, the act of lending creates deposits – the reverse of the sequence typically described in textbooks".
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