HSBC chairman Douglas Flint described the Midland brand as "odds on favourite" for a return to the high street.

[3] In September 2015, it was announced that the Midland Bank name would not be revived, and the branch network in the United Kingdom would be branded "HSBC UK".

Geach had formerly worked at the Bank of England; he secured the business support and capital backing of leading merchants and manufacturers in Birmingham.

[5] By the 1850s the bank's customers included railways, iron founders and engineering concerns, utilities and municipal corporations.

[5] After the First World War, the leading British banks entered an agreement with the government that they would not attempt further amalgamations without Treasury approval.

As a result, Midland turned its attention to expanding its branch network, adding new banking services, mechanising its systems (from 1928) and advertising its activities.

[5] Further diversification followed in 1972, when Midland was the leading member of the consortium that acquired the Thomas Cook travel business.

The largest of these was the purchase of a majority share in Crocker National of California, United States: this was not a success and Midland was forced to take full ownership in 1985 so that it could sell it to Wells Fargo the following year.

Built between 1921 and 1939, and symbol of the 1930s pride of the biggest bank in the world, the building is now The Ned Hotel City of London.

[9][10] Until around 2020, the HSBC UK SWIFT code (all offices in the United Kingdom) remained MIDLGB22, reflecting its past as the Midland Bank.

However, a dormant subsidiary, Midland Bank (Branch Nominees) Limited, continues to be registered at Companies House.