New York State Homes and Community Renewal

Its mission is to expand affordable housing opportunities for low- and moderate-income New Yorkers.

Together, HCR finances single-family residential mortgages, multifamily lending housing programs and mortgage insurance for both single-family and multifamily housing.

HFA and SONYMA are self-funded and do not rely on taxpayer funds.

Both agencies issue tax-exempt bonds to provide for their financing.

AHC funds are appropriated as part of the State’s annual budget.