The savings NISA is primarily for mutual funds and long-term investments, whereas the general NISA includes domestic and foreign equities, exchange traded funds (ETF) and real-estate investment trusts (REITs).
[2] The account earns tax-free growth up until five years and resets every cycle.
[3][4] Unlike other retirement tax-deferred accounts, a NISA is only allowed to hold stocks, ETFs, and trusts.
[7] A new type of NISA account that was introduced in 2018 that has a 20-year tax-exempt with a yearly contribution limit of ¥400,000.
Unlike the regular NISA account, this one only allows mutual funds for investments.