General insurance

General insurance or non-life insurance policy, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event.

It consists of a number of insurers, reinsurers, P&I Clubs, brokers and other companies that are typically physically located in the City of London.

Commercial lines products are usually designed for relatively small legal entities.

There are many companies that supply comprehensive commercial insurance packages for a wide range of different industries, including shops, restaurants and hotels.

Personal lines products are designed to be sold in large quantities.