SR 195 has its southern terminus at an intersection with Hardin County Route 110 one mile (1.6 km) south of the village of McGuffey.

A majority of the portion of former SR 195 south of McGuffey traveled along the western banks of the Scioto River in one of its northernmost and narrowest stretches.

As it re-enters Marion Township, the route enters back into open farm country, with a couple of homes appearing along the way.

SR 195 crosses CR 90, and continues north past a small patch of woods amidst a few homes on the east side just prior to meeting TR 84.

[9] In 2014, ODOT truncated SR 195's southern terminus to the intersection with CR 110 with the drivable portions of the former state highway becoming county and township-maintained roads.