Pacific Capital Bancorp was a bank headquartered in Santa Barbara, California.

[3][1] In November 2008, the company received an investment of $180,634,000 from the United States Department of the Treasury as part of the Troubled Asset Relief Program (TARP).

[4] In January 2010, the company sold its Refund Anticipation Loan and Refund Transfer business to Santa Barbara Tax Products Group for $10 million.

[5] In April 2010, Gerald J. Ford bought a 91% stake in the company for $500 million.

[8] As of June 2019 the bank still owes taxpayers and the US Government $26,561,211 from the TARP bailout.