He is replaced by Kedarnath, who has some old family bonds with Lala Attarchand, and who has come to town from his village in search of exactly this work, because his ancestors were in the same business (clock-making).
He writes a letter to Kadarnath saying that "your actions have driven me to death because I cannot support my family or get my daughters married."
Pannalal then disappears from the scene, after telling his wife that he is going to a far-off city in order to meet an old friend and raise money.
Hearing that his daughter is already married to the person with whom he had arranged the marriage, he proceeds to Veena's marital home to visit her.
Kedar, who now lives in Delhi, regularly sends money orders to repay his debt to Lala Attarchand.
But Kedar instead makes Veena's husband realize his mistakes and unites the pair without appearing in person.