Peltigera neckeri is a foliose lichen in the family Peltigeraceae.

[1] It is commonly called black saddle pelt.

It is distinguished by its unique tubular apothecia, which resemble black saddles or painted finger nails.

[2] Peltigera neckeri is found throughout temperate and boreal regions of North America, Europe, and Asia.

[1] It is terrestrial, and almost exclusively found on bare soil or mosses.