[1] It offers guidance for people on the pension changes introduced in the 2014 United Kingdom budget.

[2] Under these changes those with a defined contribution pension scheme are no longer required to buy an annuity.

[7] Responsibility for the service was initially under HM Treasury but moved to the Department for Work and Pensions in March 2016.

[9] Telephone appointments were provided through The Pensions Advisory Service (TPAS), which was replaced in 2019 by the Money and Pensions Service, and face to face appointments through Citizens Advice.

It also stops short of providing advice, which must still be delivered by a regulated financial adviser.