He caused a paradigm shift in the lending industry in Ghana by founding Unique Trust Financial Services with three employees and grew it into a robust holding company, UT Holdings, with several subsidiaries both locally as well as in Africa and Europe.

[2][3][4][5][6][7] He is currently subject to ongoing court battles regarding these allegations following his arrest on 14 January 2020, and release on bail of 110 million cedis.

He had his secondary education at the St. Peter’s Senior High School at Nkwatia Kwahu and Adisadel College in Cape Coast Ghana before proceeding to the University of Ghana for his undergraduate degree.

He received a Bachelor of Science degree in administration in 1975 with 2nd-class upper honours from the University of Ghana Business School.

[12][13] After joining the military, he won a scholarship from the Ministry of Defence to pursue a course at the Royal Army Pay Corps, where he qualified as an accountant within 18 months and decided to return home upon graduation.