She then sailed to the West Indies, Central America, and Peru before wrecking on 2 April 1824 off Belize.

A letter from Honduras dated 2 April 1824 reported that Princess Charlotte, Lyon, master, had been wrecked on the Main Reef, near Tobacco Key (Tobacco Caye, Belize), as she was coming from London.

She had bilged and was full of water, but it was hoped that if the weather remained moderate some of her cargo might be saved.

[6] The major source on vessels sailing to India for or by permission of the British East India Company (EIC) lists Princess Charlotte as sailing under a licence from the EIC.

[2] However, such a voyages does not appear in Lloyd's List's ship arrival and departure data.