Rays Fork is a 7.83 mi (12.60 km) long 3rd order tributary to Richardson Creek in Union County, North Carolina.

Rays Fork rises in a pond about 3 miles southeast of Rock Rest and then flows northeast and curves northwest to join Richardson Creek about 1 mile northeast of Monroe, North Carolina.

[2] Rays Fork Creek drains 14.64 square miles (37.9 km2) of area, receives about 48.6 in/year of precipitation, has a wetness index of 433.74, and is about 38% forested.

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