He attended the Montaigne and Condorcet schools in Paris and passed the baccalauréat, but dropped out early, and described his education as "self taught" for the rest of his life.
[1] He successfully marketed a software system which merged dictionary words to create new product or brand names for companies.
Moreno claimed to have thought of the smart card concept in a dream, telling France Soir in a 2006 interview, "I came up with the idea in my sleep... To be honest, I'm a lazy bum and my productivity is on the feeble side.
[1] It took approximately eight years for Moreno's smart card to gain widespread use in France due to initial start-up costs.
Nine years later, the French consumer banking industry implemented Moreno's microchip on the Carte Bleue, a national debit card system.
"[2] In 2000, Moreno held a contest offering one million French francs to anyone who could break his security codes within 90 days; no one succeeded.
[3] Moreno wrote several books, including Théorie du Bordel Ambiant, a collection of his ideas and reflections.
He also authored books under the literary pseudonym Laure Dynateur, including a cookbook entitled L'Aide-Mémoire du Nouveau Cordon-bleu with more than 2,000 recipes.
[1] Moreno chose this pseudonym because, when pronounced, the name sounds like the French word for computer: l'ordinateur.
He was cast in the 1982 comedic film Les Sous-doués en vacances, directed by Claude Zidi, as a "mad inventor" character who invents a "love computer.