In mid-1917 the Lowood bank building, complete with a brick and concrete strongroom which weighed close to 40 tonnes, was re-located to the present site in Railway Street.

[1] The verandah has decorative carved timber arch brackets with corner quatrefoil design and cross-braced balustrade with a circular pattern.

The building has double-hung sash windows and a rendered masonry strongroom is built into the southeast elevation adjacent to the surgery and is used as a store.

[1] It is important in demonstrating some of the principal characteristics of a small, early 20th century, timber bank building in rural Queensland, retaining a substantially intact exterior and what appears to be the original masonry strongroom.

[1] It exhibits aesthetic characteristics valued by the local community, in particular the streetscape contribution of its decorative timber facade.