The novel commences with the protagonist, Becky Bloomwood, coming to the conclusion of her extravagant ten-month-long honeymoon around the World with her husband, Luke.

Before returning home, the couple embarks upon a brief trip to Milan, where Luke is scheduled to meet with a potential client.

When Becky gives Luke the new belt, he is pleased and believes that she has made a sincere commitment to changing her irresponsible shopping habits.

The bills for them are outrageous and with her new job not due to start for several months, Luke orders Becky to sort things out around the house with her spare time.

Luke immediately switches back into business-mode, cutting his hair, becoming more efficient and donning expensive suits.

No sooner that Luke leaves for Cyprus, Becky has a hard time adjusting to life in the loft alone and tries to call Suze.

Becky then attempts to call her parents for comfort, only to remember they are going on a wellness cruise that will take them out of the country for a month.

Her neighbor and shopkeeper, Jim shows compassion and lets Becky stay at his friend's Bed and Breakfast.

When Jess refuses to talk to Becky again, she nearly takes Kelly's advice until Jim convinces her to attend an environmental meeting with them.

Becky continues listening as Jess mentioned that she learned more about her mother's flirtatious past from her aunt, Florence, before marrying Bill.

She kept ignoring Jess's advice to save money and use her tips to be thrifty by continuing to spend on unnecessary items that she doesn't need.

In the end, Becky's behavior cost her everything including losing her friends and her marriage to Luke finally fell apart.

Becky remains adamant that she must return home to save her marriage and promises Kelly a shopping trip in London.

Still harboring resentment against Jess for ignoring her during her visit to London, Becky believes her to boring and passionless much to Jim's amusement.

Jim takes Becky to Jess' house and shows her true passion in a cupboard similar to her shoe collection.

Jim explains the whole story about Jess's injury and how she was almost arrested in trying to smuggle a rare rock from another country, but was let off with a warning.

As he continued telling the story, Becky quickly feels guilty for insulting Jess's passion in rock collecting by calling it boring and a waste of time.

It resulted in her having to rely on others to help get her out of debt and which continued until Jess finally told Becky it's time to grow up and start being responsible for her actions.

She is shocked because she thought it was her own fault that her selfish behavior and irresponsible shopping habits caused the whole mess.

Worried over their marriage falling apart, she tried to speak up on Becky's behalf because she is also concerned about his coldness over not wanting his wife to help him out with impressing the Arcodas Group as his company's potential client.

When Luke didn't listen, Jess saw first hand how neglectful he was in his duties as a husband to Becky and not making time to help her with her own problems when she needed him.

Becky decides working on her marriage with Luke, reconciling with Suze and building a relationship with Jess are more important than having the seasons hottest trends.

Nathan Temple: An English businessman who owns Value Motels who helps Becky jump to the head of the waiting list to get an Angel handbag since he and the owner are friends.

He ends up liking Temple when he learns about his past and how he got that conviction against him in the first place: because he was defending his staff from an abusive drunken guest and things got out of hand.

She was excited because she always wanted a sister and always dreamed about both of them going shopping together, helping her cope with Suze not being her friend and enjoying girls' night in.

While stuck in a mountain during the storm, Jess reveals that she never intended to be rude to Becky, but was unnerved by her because of her parents' harsh upbringing.

After learning from him that Jess paid her way through school, Becky comes to the realization that her parents didn't teach her how to value money at a young age and thus she wound up needing others to pay her debts.

Kelly Smith: Jim's teenaged daughter, who immediately takes a liking to Becky as she's fashion forward.

Robin also tells Jess that Becky has good ideas that he finds helpful and refreshing over her own monotone, tactical opinions.

He's later revealed to have misinformed the public about the Arcodas Group's intentions to build a shopping mall in a wildlife protected area when Luke showed up to confront them.