An article in the Daily World reveals her high debts, calls her a fraud for telling people how to manage their money when she is herself feckless.
She even loses her current job on Morning Coffee, and is replaced by her former co-worker Clare Edwards, who Becky never liked, being boring and smug.
She returns home to her roommate and best friend Suze, while Luke remains in New York, and their relationship comes to an apparent end.
A woman who worked for her former employers Morning Coffee contacts her and asks her to lunch, Becky becomes hopeful, but it turns out she only wants her to come on and be told off by Clare for TV.
When asked about her reasons against it, Becky admits that she's concerned that Luke will think she's spreading rumors by gossiping behind his back to prove a point after a remark she made about Elinor.
At the Savoy Hotel, he congratulates her for helping them out because her information saved Brandon C. from being run out of business by exposing Alicia and her colleagues for trying to ruin the company's reputation with their clients.
Michael reveals that Luke has returned to London to try and salvage his company's reputation with his clients while trying to keep interest open in America.
He also mentions that because of Alicia's fiancé's wealth, Ben was a key player in her plans and he was able to finance the project that they've been working on for some time.
As soon as Luke left with Becky for New York, she and her colleagues got to work immediately by telling their co-workers and clients a bunch of rumours that he will close the UK branch.
Once Michael told Luke the truth, he immediately returned to the UK branch of Brandon C. to search their desks and found plenty of evidence.
She sells all of it, even her Denny and George scarf, a big symbol for her and Luke's relationship, which makes more than three times her money back to pay off her debts.
Becky accepts the slot on Morning Coffee, but shocks them all by telling them she has no more financial problems, has paid off all her debt, and is heading off to New York now to work at Barneys as a personal shopper (all of which is now true).
This revelation makes her feel bad for leaving her bank statements behind, unaware of the trouble it and the excessive shopping caused her.
She tells Luke that it was also her own fault, because if she had been keeping tabs on her money and not gone shopping excessively in New York, she wouldn't have put herself in the mess she was in.
In a lot of ways, Becky was glad she read the article because she realized she had to grow up and start paying back her debts.
When he asks her reasons against it and starts to believe she has taken up Michael's offer to live in Washington DC, Becky reveals her intent to return to New York to work at Barneys as a personal shopper.
Elinor Sherman: Luke's biological mother, whom Becky immediately dislikes as she's cold, disinterested and uncaring of her son's attempt to try and reach out to her.
She and Elinor would eventually reconcile in Mini Shopaholic, when she accepts responsibility for her actions and helps plan for Luke's surprise birthday party.
After reading the article from the Daily World, he greatly shows hostility towards Becky when she and Suze arrive and ask for a bigger overdraft.
[2] The Akron Beacon Journal was more positive in their review and called it "bathtub reading at its best", but stated that "although Kinsella wants to avoid anything really dark in the book, you have to wonder why the question of professional help for Becky is never raised.
"[3] A film adaptation of the novels starring Isla Fisher as Becky Bloomwood, Hugh Dancy as Luke Brandon, and Krysten Ritter as Suze was released on 13 February 2009.