Toby Creek rises in the Junker community of Charlotte, North Carolina and then flows northeast through the northern suburbs of Charlotte to eventually join Mallard Creek.

Toby Creek drains 5.12 square miles (13.3 km2) of area, receives about 46.6 in/year of precipitation, has a wetness index of 416.62, and is about 14% forested.

Harris Boulevard and its confluence with Mallard Creek were part of a stream restoration project that concluded in June 2023.

The banks of the creek were reshaped and replanted with native grasses, shrubs, and trees in order to control erosion, improve water quality, increase wildlife habitat, and restore the floodplain to its natural state and function.

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