[1][2][3][4][5] True Link offers a Visa card with special controls that prevent common types of fraud and financial abuse targeting the elderly.

[6][7][8][9][10][11] The company was inspired by CEO Kai Stinchcombe's experience with his grandmother Ruth, who gave tens of thousands of dollars to pushy telemarketers and charitable solicitors.

[32][33] Its cards are used by the ABLE programs of twelve states[34] and are mentioned in the Social Security Administration operations manual in the context of disbursements from special needs trusts.

"[36] The investment allocations are based on Modern portfolio theory and include stocks and bonds as well as an annuity component in some cases.

[39] In August 2016 True Link acquired Next Step Network, LLC., a company that offers payment cards to people recovering from addiction.