Utricularia cochleata is a small, bryophyllous, lithophytic carnivorous plant that belongs to the genus Utricularia.

It is endemic to Brazil and is only known from the type location in Goiás.

It grows as a terrestrial lithophyte on mossy rocks within range of the spray of a waterfall.

The species epithet cochleata refers to the shell-like shape of the recurved corolla.

U. cochleata was first collected in 2004 and formally described by Claudia Petean Bove in 2008.