Utricularia naviculata is a very small, annual suspended aquatic carnivorous plant that belongs to the genus Utricularia.

It is a very distinct species with relatively large bracts and unique trap-bearing shoots ("leaves").

U. naviculata is endemic to South America and is known only from the type location in Venezuela and a single collection in Brazil.

It is found at low altitudes in slow-flowing or still waters.

It has been found flowering in Brazil during the month of May and in Venezuela during August.