Verrucaria serpuloides is a species of saxicolous (rock-dwelling), crustose lichen belonging to the family Verrucariaceae.

It is one of only two permanently submerged species of lichen, the other being Hydrothyria venosa, and the only one found permanently submerged in a marine environment.

[1] Collections of the species were first made in 1944 by Elke Mackenzie.

[2] The species has been discovered living up to 10 m (33 ft) below mean high tide.

It creates jet-black patches on the base of submerged rocks.