The song describes an illegal game of craps being played in a back alley.

In the second verse, a police officer discovers the game, arrests the participants and "take(s) all that money for evidence".

The third verse describes the trio in court to face the punishment, and to the singer's delight, he finds out that the judge presiding over the case is one of his old fishing buddies—whom, as it turns out, he owes money.

When the singer attempts to bribe the judge by offering to pay back the money in exchange for a lighter sentence, the judge grins and does the opposite: gives the other two small fines, but sentences the singer to 90 days in jail with the response "when you're hot, you're hot!"

The song ends with the singer going into a tirade against the judge, telling him that if he weren't in his black robe, he'd have been physically attacked, and that someone would have to "collect my welfare, pay for my Cadillac".