[3] ZCSB was established in 1997 as Zigama Credit & Savings Society (ZCSS), also referred to as Zigama CSS, with its primary mission to serve the welfare of Rwanda's military families.

[4] In 2011, the institution received a commercial banking license and rebranded to its current name.

[7] As of December 2012[update], the total asset valuation of the institution was in excess of US$143 million (RWF:90 billion).

[8] As of December 2011[update], the detailed shareholding in the stock of Zigama Credit and Savings Bank are not publicly known.

The bank is majority owned and administered by members of the Rwanda Defence Forces.