2004 Saint Francis Cougars football team

The Cougars played their home games at Bishop John M. D'Arcy Stadium and were members of the Mid-States Football Association (MSFA) Mideast League (MEL).

The Cougars finished in 1st place in the MSFA MEL division, and they received an automatic bid to the 2004 postseason NAIA playoffs.

In the postseason playoffs, the Cougars advanced to the national championship game where they lost to the Fighting Saints of Carroll, 15-13 in double overtime.

(13-1 overall, 7-0 conference) The 2004 season was the first of three consecutive trips to the NAIA championship game in Savannah, TN.

As a tribute to this team's success, Donley was named the NAIA National Coach of the Year for the second time.