Bajaj Finance

[9] As per the 2023 list of NBFCs issued by the Reserve Bank of India, Bajaj Finance Limited holds the second position in the upper layer based on scale-based regulation guidelines.

[21] In January 2023, Bajaj Finance launched its loan against property (LAP) business for micro, small, and medium-sized enterprise (MSME) customers.

[22][23] By 2020, 60% of Bajaj Finance's workload was on cloud and originally, they aimed to create a super-app for existing customers, but due to COVID-19 pandemic in India, they expanded the plan to encompass various services by integrating five proprietary marketplaces within their ecosystem—EMI store, insurance, mutual funds, broking, and health.

[29] But, in early December 2024, the company ended its partnerships due to new Reserve Bank of India rules restricting the role of non-banking partners in such agreements.

[30] In the year 2021, an analysis using Spearman's rank correlation coefficient was conducted to examine the relationship between revenue factors and non-performing assets (NPA) parameters in Indian non-banking financial companies.

[41][42][43][44] In November 2022, Bajaj Finance announced its intention to acquire Mumbai-based SnapWork Technologies for ₹93 crore (US$11 million) through a combination of primary and secondary transactions.

This funding is aimed at promoting the adoption of electric vehicles (EVs) across two-, three-, and four-wheelers, supporting energy-efficient consumer goods (EECG), and increasing financial inclusion for women-owned microenterprises and women micro-borrowers.

This means that the RBI has requested that the company must develop and implement a board-approved policy for the adoption of the more stringent regulatory framework that is applicable to it.