3.22.0 (95773) (web) Bale Messenger (Persian: پیام‌رسان بانکی بله, Yes) is an Iranian cross-platform instant messaging (IM), voice-over-IP (VoIP) service, social media platform, and mobile payment app developed by the National Bank of Iran.

[3][5] Bale was launched in December 2016, with the goal of providing a secure and versatile messaging service that integrates financial transactions.

[8][9] Bale integrates financial services into its messaging platform, allowing users to send and receive money directly within the app.

Additionally, users can send and receive gifts or money requests via their Bale ID or phone number, without requiring the recipient’s payment details.

Additionally, users have the option to change their phone number while retaining all their personal data, including account information, messages, and group settings.

Bale’s services are accessible globally, supporting users with any SIM card or phone number in their messaging and financial transactions.

[14] It has other functionalities, such as an in-app video and music player, a browser, a verification system for identifying digital payment receipts and one-time password (OTP) service.

These channels allow businesses, public figures, and organizations to communicate directly with large audiences through streamlined updates, news, and offers.

Additionally, Bale offers bots that assist in intercepting and tracking mail from postal services, providing updates on delivery status.

[28] All of Bale's features are available internationally, including messaging, voice and video calls, file transfers, Social Networking Services, bots and AI.