Consumer Action

[5] It is often cited in consumer education campaigns[6] and interviews, like ABC's the View from the Bay.

The survey has become well known for highlighting hidden practices of credit card vendors that are anti-consumer.

The annual survey has highlighted predatory lending practices; and has been used to gain the attention of lawmakers.

Congress, a House bill called "The Consumer Credit Card Protection Act" would prohibit arbitrary universal default penalties.

Another bill, "The Loan Shark Prevention Act," would establish a fair cap on credit card interest rates.