Flat Creek is a 5.39 mi (8.67 km) long 2nd order tributary to the Swannanoa River in Buncombe County, North Carolina.

Flat Creek rises about 0.5 miles south of Graybeard Mountain in Buncombe County on the Catawba River divide.

Flat Creek then flows southwest through Montreat to meet the Swannanoa River at Black Mountain, North Carolina.

[2] Flat Creek drains 6.04 square miles (15.6 km2) of area, receives about 52.4 in/year of precipitation, has a topographic wetness index of 261.49 and is about 79% forested.

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