It acts as a database for member insurance companies by providing data and survey results.

On the other hand, major Japanese insurance companies have rather large solvency ratios, such as Sony Assurance Inc.'s 730.8% in 2017 or Sompo Japan's 652.1% in 2022.

As a result, the Financial Services Agency has cut the compulsory motor liability insurance premium in 2023.

GIROJ conducts claim surveys with "fairness, promptness and kindness" as its motto and "strives to improve our operations based on users' opinions.

Within 10 of them, common serious problems were found in their insurance payment control systems, and the number of cases of inappropriate non-payment was as much as 3,585 cases ($7.2 million in amount)[3] In 2021, GIROJ headoffice earned a profit of $5,626,000 from investment activities of $12 million.