Its northern terminus is an intersection with US 27/SR 1 in Rock Spring SR 95 begins at an intersection with SR 151 south-southeast of Catlett and northeast of LaFayette, in the northeastern part of Walker County.

This intersection is along the northwestern edge of the Armuchee-Cohutta Ranger District of the Chattahoochee–Oconee National Forest.

The highway curves to the northwest and crosses over Little Chickamauga Creek before entering Catlett.

After curving back to the north-northwest, it passes Rock Spring Elementary School.

It passes the Rock Spring Athletic Association, whose entrance is across the street from the Walker County Local Government Services building.