Hope International (Christian microfinance)

HOPE International is a Christian faith-based nonprofit organization based in Lancaster, Pennsylvania that equips individuals living in poverty with savings and microfinance services.

After further work in Ukraine, the organization began looking for opportunities to expand its operations into other countries where a need for such services had been identified.

In addition to saving together, group members meet to connect, offer mutual support, and pray and worship together.

This approach involves a group of 10-50 entrepreneurs who together receive loans from HOPE International or its local partner.

Clients may graduate from receiving group loans once they have proven creditworthiness, or they may qualify from the start due to their financial situation, business success, or credit history.

[citation needed] HOPE tracks impact across four domains: material, personal, social, and spiritual.

In a survey conducted in Malawi in 2019, where HOPE has worked since 2013, they learned that 81% of savings group members surveyed reported being able to meet a significant financial emergency need within one month, compared to 37% of the broader Malawian population as reported by the World Bank in The Global FINDEX Database 2017.

As HOPE-led microfinance institutions become sustainable, they are committed to giving away 10% of their profits to support local Christ-centered ministries serving children and youth.