Howard Edward Winklevoss Jr.[1] (born September 1, 1943) is an American actuary.
He is an academic and entrepreneur who has a practice in benefits management.
Winklevoss is a former adjunct professor of insurance at the Wharton School of the University of Pennsylvania.
[2] He is a graduate of Grove City College and received a DBA in actuarial science from the University of Oregon.
[3] He has written more than 20 books, including Pension Mathematics with Numerical Illustrations.