The series was created by Dan Levy and co-executive produced with Doug Robinson, Andy Ackerman and David Guarascio for Sony Pictures Television.

[2] On January 23, 2019, it was announced that NBC had given the production, then titled Uninsured, received a pilot order commitment.

The pilot was written by Dan Levy who was also set to executive produce alongside Doug Robinson, Alison Greenspan and Andy Ackerman.

[1] In February 2019, it was announced that Adam Pally and Abby Elliott had been cast in the pilot's leading roles.

[20][21] Indebted was filmed at Sony Pictures Studios in Culver City, California, but it is set in Stamford, Connecticut.