Sir John Henry Luscombe JP (25 May 1848 – 3 April 1937) was a highly successful insurance broker, becoming chairman of Lloyd's Register and being knighted for his services to underwriting.

John Luscombe was born on 25 May 1848 in Forest Hill, then in Kent (subsequently subsumed into south London), England.

His father, John Henry Luscombe (1797 to 1883), was a shipowner who had married late in life at the age of fifty to Clara Bristow (1823 to 1910), twenty-six years his junior.

[2] As the eldest son in a family that owned considerable shipping interests he had certain expectations to pursue a career in that field.

In addition to his professional commitments, he was also a justice of the peace, a member of Sussex County Council and in 1916 joined the directors of Prudential.