The family fortune was lost however when Kanaka labour was abolished and Joice and her parents walked off the property virtually penniless.
Her father, George NanKivell, took a job as manager on a run-down property in Myrrhee, North East Victoria where Joice grew up.
[citation needed] She met her husband, Gallipoli veteran Sydney Loch when she reviewed his fictionalised autobiography The Straits Impregnable, which told of the horrors of that campaign.
The book had been banned by the military censor fearful that if the truth about the slaughter at Gallipoli were revealed young men would stop enlisting to fight in France.
[2][6] During World War II, Loch was awarded another two medals by the Governments of Romania and Poland for saving a thousand Polish and Jewish children from the Nazis by leading a daring escape known as Operation Pied Piper from Romania where they were running a refugee centre for Poles who had escaped from the Nazis and the Russian invasion.