Kuntarahoitus Oyj, variously branded Municipal Finance[1]: 13 or Municipality Finance[2] or MuniFin[3] in English, is a public financial institution in Finland and the country's third-largest credit institution by total assets,[4]: 3 behind Nordea and OP.
Kuntarahoitus plays a central role in financing local government in Finland.
[4]: 70 Kuntarahoitus has been a member of the United Nations Global Compact since October 2020.
[5] It is mainly funded by securities issuance, for which it benefits from the same rating as the Finnish government thanks to a guarantee provided by the Municipal Guarantee Board (MGB, Finnish: Kuntien Takauseskus).
In both 2021 and 2022, Kuntarahoitus won the municipality green bond of the year award from Environmental Finance, a specialized publication.