Navi is an Indian financial services company founded by Sachin Bansal[1] and Ankit Agarwal in 2018.

[9] The RBI barred NBFC Navi from issuing new loans starting October 21, 2024, citing excessive lending rates and regulatory non-compliance.

Navi Technologies is the holding company and the subsidiaries are structured as[12][13] In October 2019, Navi acquired Bengaluru based NBFC Chaitanya Rural Intermediation Development Services Private Limited (CRIDS) along with its wholly owned microfinance-NBFC Chaitanya India Private Limited (CIPL).

As of the month of June 2024, total processed transactions of Navi UPI equals to ₹1,770 crore.

Navi UPI is available on both major mobile operating system, Android and iOS platforms.