He believed that videotex, the modified domestic TV technology with a simple menu-driven human–computer interface, was a 'new, universally applicable, participative communication medium — the first since the invention of the telephone.'
[5] During the 1980s[6] he designed, manufactured, sold, installed, maintained and supported many online shopping systems, using videotex technology.
[7] These systems which also provided voice response and handprint processing pre-date the Internet and the World Wide Web, the IBM PC, and Microsoft MS-DOS, and were installed mainly in the UK by large corporations.
The first World Wide Web server and browser, created by Tim Berners-Lee in 1990, opened for commercial use in 1991.
[8] Due to slow adoption and high competition, there is currently no one standard online wallet that is universally accepted.