[5][6][7] In the early years of its establishment, OCB focused on developing retail banking services, such as deposit mobilization, lending, payment, card services, etc..[8][9] OCB also expanded its operating network to many provinces and cities across the country.

[17] On August 26, 2009 OCB agreed to increase[18] steadily share ownership for BNP Paribas from 10% to 15% and to 20% after the approval of the State Bank of Vietnam and the Government.

In December 2017, BNP Paribas has sold all 74.7 million shares in OCB and is no longer a shareholder.

[19] In 2018, OCB was recognized by the State Bank of Vietnam for successfully completing the implementation of Basel II.

[22] In 2021, OCB was officially listed on the Ho Chi Minh City Stock Exchange (HOSE).