The bank has 16 locations in Texas across the Rio Grande Valley.
[1] It serves the communities along the Mexican border in deep South Texas and central Texas with many of the bank's customers being Mexican.
The merger added locations that Rio Bank previously did not service, such as Starr County, Texas and Cameron County, Texas.
[3] In 2019, it complete its new corporate headquarters building and moved their operations to the new location.
[4] In April 2023, Rio Bank and the Texas Bankers Association sued the Consumer Financial Protection Bureau and then-director Rohit Chopra over the agency's rule mandating that lenders collect and report demographic information on small business loans.