Its main commercial activity is to provide microfinancing services.
The bank was built after a pilot project called Koshi Yomuti ELO.
This project initially started in Ohangwena Region and moved to Ondangwa in 2005, Oshakati in 2006 and Outapi in 2007.
[9][10] The institution has its headquarters located in Ongwediva in Oshana Region (North-Central part of Namibia).
It has a network of 4 branches located in Ondangwa, Oshakati, Oshikango and Outapi.