United has 38 branches in six states: Michigan, Ohio, Indiana, Nevada, North Carolina, Pennsylvania, and Arkansas.

Growth continued for WEFCU between 1963 and 1978, requiring the credit union to relocate to 2900 South State Street in downtown St. Joseph.

Beginning in 1980, WEFCU merged with credit unions serving Whirlpool subsidiaries in Marion, OH and Fort Smith, AR.

All locations adopted the UFCU name, but the headquarters remained in St. Joseph and retained the FRFCU charter number.

Two mergers occurred in 2021 when United acquired a branch in Springdale, Arkansas from Truity Credit Union in February, and completed its acquisition of Edgewater Bank in St. Joseph, Michigan in April.

In 2024 United opened a new branch in Minden, NV, and completed its merger of GOLD Credit Union in Allentown, PA on April 1, 2024.

• 2016 – Assets of $2 billion and 150,000 members; opens branches in Carson City, NV, and Asheville, NC.