Verrucaria madida is a species of saxicolous (rock-dwelling), aquatic, crustose lichen in the family Verrucariaceae.

The type specimen was collected by the author west of Murat, Cantal, France at an altitude of about 1,000 m (3,300 ft).

[1] In addition to France, Verrucaria madida was reported by Orange to been found growing on frequently immersed siliceous rocks in streams in South Wales and Norway, although he suggested that it is likely to have been overlooked by collectors and perhaps has a wider European distribution.

[1] This was later confirmed when the lichen was reported from the Southern Black Forest in Central Europe,[2] and from Poland.

Nearby associates of the Polish specimens were other freshwater lichens: Verrucaria aquatilis, V. hydrela, and Hydropunctaria rheitrophila.