Western Circle (trading as Cashfloat) is a British payday loan company offering "short-term, high-cost credit".

The new regulations force much fairer practices in comparison to the period of 2014, and hence no significant complaints arrived to the media.

[3] In October 2016, Western circle published a research based on survey done of 160,000 of clients, claiming that the sector of NHS Nurses is heavily dependent on Payday Loans.

[4] This research brought the matter of the small wages given to the nurses in UK to the attention of media outlets.

The claims were that nurses' salaries were frozen for more than 6 years, in some cases, and caused them much financial distress.